Citizens Preferred:           

MONEY MARKET CHECKING - INTEREST BEARING ACCOUNT

YOU MUST DEPOSIT $1,000.00 TO OPEN THIS ACCOUNT

This account requires an average daily balance of $1,000.00 to avoid any service charge.

If the average daily balance falls below $1,000.00 during the statement cycle a $10.00 service charge will be imposed, plus no interest will be paid. 

Interest is compounded and credited monthly.

You are allowed six transfers per cycle, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction.  

Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited. 

You receive money market checks at no charge. 

An image of your canceled checks will be included in your monthly statement.